Tag Archives: Net Operating Income

Refi Existing Investment Property to Purchase Another?

One of our Facebook fans, Tony Margiotta, posed this question, which I’m happy to try my hand at answering here: “Could you talk about refinancing an income property in order to purchase a second income property? I’m trying to understand … Continue reading

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5 Mistakes Every Real Estate Investor Should Avoid

In my nearly 30 years of providing analysis software to real estate investors, and almost a decade of writing books and teaching real estate finance at Columbia University, I’ve had the opportunity to talk with thousands of people who were … Continue reading

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New Educational Videos

New educational videos for investors at realdata.com Continue reading

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Making the Case for Your Commercial Refinance, Part 2

In Part 1 of this article, you learned what information you need to assemble to get started with the process of refinancing your commercial property — information about your property’s income, expenses and loan balance, and about the prevailing cap … Continue reading

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Making the Case for Your Commercial Refinance, Part 1

Since we released the original version of our Real Estate Investment Analysis software in 1982, our focus has been on pro forma financial analysis of real estate investments and of development properties – projecting the numbers out over time to … Continue reading

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The Mortgage is Due, but Nobody’s Home – What You Should Know about Vacancy and Credit Loss

Vacancy and credit loss is one of the line items that ultimately lead to figuring a property’s Net Operating Income, a key metric of income-property investing. More about it here. Continue reading

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Understanding Net Operating Income (NOI)

Everyone in business or finance has encountered the term, “net income” and understands its general meaning, i.e., what is left over after expenses are deducted from revenue. With regard to investment real estate, however, the term, “Net Operating Income” is a minor variation on this theme and has a very specific — and critical — meaning. Continue reading

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“Love Your Hat!…” What is Your Lender Really Looking at When You Apply for a Commercial Mortgage?

When you purchase a piece of income-producing real estate you typically need to secure mortgage financing to complete the deal. It can be helpful and sometimes essential if you know what your lender is looking at when underwriting that loan. If you guessed that he or she is not admiring your millinery, you qualify to read on. Continue reading

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